Fintech-as-a-Service
Mozitech already powers payments at the kiosk level. Now automate the rest — reseller commissions, cable partner splits, and SaaS subscription billing — with one API.
You're distributing DIY kits to sub-resellers across the Philippines, splitting revenue with provincial cable networks, and collecting recurring fees from thousands of hotspot operators. Every one of those flows is manual today — bank transfers, GCash screenshots, spreadsheet reconciliation. As your network grows, the admin overhead grows with it. That's not a growth strategy.
Getting a Bangko Sentral ng Pilipinas license to operate payment services takes over a year — and costs millions.
Each bank has its own API, certification process, and maintenance burden. Supporting all major banks means years of work.
Compliance workflows, KYB for every merchant, reconciliation systems, settlement logic — the hidden costs add up fast.
You're a connectivity hardware and software company, not a payment company.
The Platform
One API that handles both collecting and sending money, with full multi-merchant management and real-time reconciliation. Your platform, our payment rails.
Platform Hierarchy
3-level hierarchy: Partner > Merchant > Account — unlimited merchants, no per-merchant fees
One API. Both directions. Full reconciliation.
Use Cases
Every revenue stream Mozitech operates — reseller commissions, cable partner splits, SaaS subscriptions, supplier settlements — can be automated with embedded payment infrastructure. Here's what that looks like.
Embed payment collection directly into the No Tulog admin dashboard so hotspot operators can pay their monthly VPN, CRM, and remote access licenses automatically. No more chasing renewals via GCash or manual bank deposits. Subscribers link their bank or e-wallet once — recurring charges run automatically, and the system handles reconciliation and service suspension on failed payments.
When a sub-reseller or regional agent facilitates a DIY kit sale or software activation, NextAPI triggers an instant payout to their bank account or e-wallet — no weekly manual reconciliation, no spreadsheet calculations. Scale your distributor network without scaling your finance headcount.
For any Mozitech hardware or software product that needs to accept payments — LPB kiosks, JuanConnect units, or future integrated SaaS dashboards — NextAPI provides the QR Ph collection layer. Each device or software instance gets its own collection point, transactions settle in real time, and the ledger tracks every peso across the entire network.
When a prepaid WiFi voucher sells through a Kalibo Cable or Zafra Cable-hosted node, NextAPI automatically splits the transaction in real time — routing each party's share to their account instantly. No manual accounting between Mozitech, the cable operator, and the venue host. Expand regional partnerships without adding administrative overhead.
See how NextAPI compares against the alternatives your clients are evaluating.
| Feature | NextAPI | XenPlatform | PayMongo | Build Your Own |
|---|---|---|---|---|
| Per-merchant fee | None | P85/mo each | Not platform-ready | N/A |
| Hierarchy depth | 3 levels | 2 levels | 2 levels | Custom |
| Money-In + Out | Yes | Yes | Partial | Custom |
| BSP license needed | No | No | No | Yes (12+ mo) |
| Time to integrate | Weeks | Weeks | Weeks | 12+ months |
| Fee splitting | Automatic | 0.5% fee | Manual | Custom |
| Merchant approval | Fast | Standard | 14 biz days | N/A |
* Comparison based on publicly available information as of March 2026.
The Partner Model
Mozitech builds the hardware and software stack. NextAPI handles the money flows behind it.
Your engineering team learns NextAPI once. Our sandbox lets you test with simulated payments before touching real money.
Every client project — POS, HRIS, e-commerce, billing — can embed payments using the same integration patterns.
Charge integration fees per client project. Plus earn recurring revenue share on every transaction processed through your integrations.
White-label experience. Your clients see their own merchant dashboard, manage their own transactions. You stay in control.
Integration fee per client project
Revenue share on transaction fees — recurring, foreverRate varies by volume
Merchants per client — no per-merchant fees
A regional digital kiosk network with 3,700+ physical endpoints integrated NextAPI to handle QR Ph collection from walk-up customers and automated payouts to operators — processing over ₱216M in monthly volume with zero per-endpoint account fees. The same infrastructure model applies to Mozitech's cable partner network: collect from end-users, split automatically, settle to each party in real time.
Traction
Monthly GTV (Apr 2026)
Cumulative GTV
Transactions Processed
Active Merchants
Active Platform Integrations
NPLs on P90M+ Lending Book
Silver Winner, CX Excellence
KMC Startup Awards 2025
Getting Started
We learn about your clients and map the right integration path.
Full test environment with simulated payments. Your devs can start building today.
Your team integrates NextAPI using our docs and developer support.
Our fastest partner completed their technical integration in just 2 weeks.
Launch with a real client on a small scale. Validate the full flow.
Scale to all clients. Onboard new merchants continuously.
Explore endpoints, test requests, and see response schemas — all in the browser.
Let's extend that same automation to reseller commissions, cable partner splits, and SaaS subscription billing — with one NextAPI integration.